Ontario estate tax calculator
Ontario charges a tax when you apply for probate. Its official name is the Estate Administration Tax. Type the value of the estate to see the tax. Free means free: no email, no account, no tricks. The answer shows the same math the court uses.
Count what the person owned in their name alone on the day they died. If a house has a mortgage, use the house value minus the mortgage. What counts?
Estate Administration Tax
$0
Type a value to see the math.
We round up to the next $1,000, the same way the law does.
Source: Estate Administration Tax Act, 1998, section 2 — $0 on the first $50,000, then $15 for each $1,000 or part of one (read the law · Ontario's guide). Checked against the official pages on 14 July 2026.
What is probate tax?
"Probate tax" is the everyday name for Ontario's Estate Administration Tax — the same tax this calculator works out. The first $50,000 of the estate is free. Above that, the tax is $15 for every $1,000 — and a part of a $1,000 counts as a full $1,000.
Put this calculator on your website
Funeral homes, advisors, and community sites are welcome to use it — free. Copy the code below onto your page. Please do not change it, and leave the ProbatePrep link in place.
<iframe src="https://probateprep.ca/embed/tax-calculator"
style="width:100%;max-width:520px;height:640px;border:1px solid #e2e2e2;border-radius:12px"
title="Ontario Estate Administration Tax Calculator" loading="lazy"></iframe>What it looks like:
What counts in the value?
Count these
- Real estate in Ontario — minus its mortgage
- Bank and credit union accounts
- Investments — stocks, bonds, mutual funds
- Cars, boats, and other vehicles
- Furniture, jewellery, and belongings
- Insurance paid to the estate itself
Skip these
- Anything owned jointly that passes straight to the other owner
- Insurance paid to a named person
- RRSPs, RRIFs, or TFSAs with a named beneficiary
- Real estate outside Ontario
- CPP death benefit
Debts like credit cards, car loans, and funeral costs cannot be taken off the value. Only a mortgage or lien on real estate can.
Common questions
What is the Estate Administration Tax?
It is a tax Ontario charges when the court certifies someone to handle an estate. People often call it "probate fees." You pay it to the court when you file the application.
How is the tax worked out?
The first $50,000 of the estate is free. Above that, the tax is $15 for every $1,000 — and a part of a $1,000 counts as a full $1,000. So $50,001 is taxed like $51,000.
What if the estate is $50,000 or less?
There is no tax at all. You still apply to the court if you need a certificate, but the tax is $0.
Can I take off debts before I count the value?
Only one kind: a loan registered against the real estate, like a mortgage on a house. A private loan with nothing registered cannot be taken off — and neither can credit cards, car loans, or funeral costs.
What counts in the value of the estate?
Things the person owned in their name alone on the day they died: real estate in Ontario (minus its mortgage), bank accounts, investments, vehicles, and belongings. Things that skip the estate don't count: jointly owned assets that pass to the other owner, insurance paid to a named person, and RRSPs or TFSAs with a named beneficiary.
Ready to do the whole application?
We fill every official court form, check for the mistakes that get applications sent back, and give you simple filing steps — $199 + HST for small estates, $449 + HST standard.
Start the free fit check